Answers, grouped for you.

You load money once into your Xerish wallet using a card (2.5%) or bank transfer (1.5%). Top-up fees are paid one time. After that, every gift from your wallet reaches the organization 100% — Xerish takes 0% on the gift itself.

Because the wallet model lets us collect the payment-processor fee once at top-up instead of nibbling on every gift. Most platforms charge 2-3% per transaction. On Xerish, organizations receive every cent of what you tap to give.

F.I.G.S. stands for Faith, Integrity, Generosity, Stewardship. Every organization on Xerish has passed manual review against this standard. Verified organizations show a F.I.G.S. badge on their profile. We are deliberately selective.

From any organization, post, or fund you can set a recurring gift (weekly, biweekly, monthly). Your wallet auto-tops-up before each scheduled gift if your balance is low. You can pause or cancel anytime from Settings → Recurring Gifts.

Tap the share icon on any post or organization profile. You can copy a link or send it to a friend. Posts and profiles open as public pages on xerish.com — no app required to view.

Your annual giving statement is generated as a branded PDF in the mobile app each January, covering the prior calendar year. It itemizes every gift by organization and includes IRS Publication 1771-compliant language. Open Treasury → Annual Statement to download.

Settings → Delete Account. Deletion is immediate inside the app — your PII is anonymized and any active recurring gifts are cancelled in one step. Your tax-relevant gift records are retained per IRS requirements; everything else is permanently removed.

Some churches publish a Family tier — Family-only posts, prayer requests, events, and giving summaries reserved for members. You self-select into a church Family from the church profile. No approval needed. You can leave anytime.