How Funds work

A Fund is a church- or Xerish-created giving target with a stated purpose and one or more recipients. It is one of the ways giving flows on Xerish - alongside posts, campaigns, and direct Tithes & Offerings. Funds are created by church accounts (and by Xerish for platform-wide causes). On the platform Funds replace the older event-style giving concept entirely.

What it's for

A Fund lets your family rally around a purpose and direct their gifts toward the organizations that serve it. There are two shapes:

• Single-recipient Fund - the church itself is the only recipient, at 100%. Use this for a purpose like Missions, Building, or Benevolence where every gift supports your own church's work.
• Multi-recipient Fund - several F.I.G.S.-vetted organizations and churches each receive a share. Use this to gather your family behind a shared cause (e.g. disaster relief) split across the groups doing the work.

A Fund is different from a Tithe or Offering (a direct, undirected gift to your church) and from a post or campaign (a single appeal). A Fund is a purpose-named pool that can route to more than one recipient.

How it works

1. Create and publish. You name the Fund, set a purpose and close date, optionally set a goal, add the recipients, and set each recipient's allocation weight. Weights sum to 100. Publishing takes the Fund Live.
2. Givers give. Family members give toward the Fund from the app or the web. Gifts are held at Xerish Storehouse against the Fund - they are not sent to recipients at the moment of the gift.
3. You release. As the creator you decide when held money moves to each recipient - in installments while the Fund runs, by closing out a recipient who is finished, or all at once when you complete the Fund. A one-click Release on the estimate option splits and releases the held balance by the published weights.
4. Funds arrive. Every release rides Xerish Storehouse's grant rails as a Stripe Connect transfer to the recipient's connected account. Xerish takes 0% of the gift.
5. Complete. When the purpose is met (or the close date arrives) the Fund is completed and locks permanently.

Governing limitations

• Churches create Funds. The create button only appears for church accounts. Standard organizations can be recipients but do not create Funds.
• At least one recipient is required to publish. Single-recipient Funds are allowed - the old two-recipient minimum has been removed.
• Weights sum to exactly 100 across active recipients. They are a published estimate and suggested split, not a hard contract - the realized amounts are posted when the Fund closes.
• Allocation is advisory. You recommend how the held money is split among the vetted recipients; Xerish Storehouse retains ultimate grant authority. This is what keeps gifts tax-deductible.
• Close date is required and must be within 90 days of publishing.
• Three states only: draft, live, complete. A completed Fund is immutable - amounts, recipients, and the published outcome can't be changed afterward.
• Recipients must be on-platform and F.I.G.S.-vetted. Off-platform recipients don't exist; F.I.G.S. is a binary pass/fail standard, never a score.

Good to know

• Visibility. Church Funds appear on your feed and profile and are discoverable in Discover, which highlights church Funds and runs a Top-20 trending list. Xerish-curated Funds appear in Discover.
• Voluntary tips stay with Xerish. When a giver adds a tip on a web gift it supports Xerish and is never transferred to recipients at close.
• Recipients can ask. A recipient organization can request a release of its held share; you're notified and decide.
• Editing a live Fund. You can manage allocation, add recipients, and adjust the estimate while the Fund is live. Once completed, it's locked.