How It Works — For Givers
The wallet you see. The DAF behind it.
The Xerish wallet experience is unchanged. The legal architecture behind it makes every contribution simpler, every receipt automatic, and every dollar accountable. Here is how.
Top up your wallet — once.
A wallet top-up is a one-time, irrevocable charitable contribution to Xerish Storehouse (a 501(c)(3) public charity). One Stripe charge with the descriptor "XERISH STOREHOUSE." A $100 top-up gets you a $100 tax receipt the moment it clears.
The wallet UX you see is your Donor Advisory Account. Funds sit there earning short-duration T-bill yield (0.5% AUM helps fund Storehouse operations) until you recommend a grant.
Follow organizations you trust.
Every organization in your feed has cleared F.I.G.S. — the Recipient Vetting Standard. Pre-approved by Xerish Storehouse. No comparison shopping. Just verified Kingdom work.
You see their posts, their campaigns, their impact updates — in one feed.
Double-tap to advise a grant.
When a post moves you, double-tap. That action records a grant recommendation from your Donor Advisory Account to that organization. The wallet UX hasn't changed — the legal mechanics behind it have.
24-hour window to cancel for post-tagged grants. 48-hour window for direct grants. After that, the Storehouse approves and disburses.
The Storehouse processes the grant.
Xerish Storehouse reviews the recommendation against the Recipient Vetting Policy (almost always pre-cleared), approves it, and sends the grant via Stripe Connect in weekly batches.
You don't see this step. The organization sees a clean batch deposit. No per-grant receipt processing on either side.
The Storehouse issues the receipt.
One tax receipt per contribution at top-up time. Year-end statement aggregates everything for your taxes. Recipients don't issue duplicate receipts — that's the DAF advantage.
Statement available any time from Treasury → Year-end Statement.
A few rules that change the experience.
$100 in. $100 receipt.
A $100 contribution is charged at ~$105.77 (covering Stripe processing and a small SPC service fee). Your tax-deductible receipt is for $100 — the amount Xerish Storehouse actually receives as a charitable contribution.
Anonymity by default.
Recipient organizations don't see your name unless you choose to share it. They see the gift; they don't see you.
0% on the gift itself.
No per-grant fees. The full grant amount reaches the organization.
Contributions are irrevocable.
IRS rule for any 501(c)(3) DAF. Once a top-up clears, it belongs to the Storehouse. Your advisory rights to recommend grants from that balance remain.